Mortgage Renewal Calculator
Compare your payment at today's rate with the rate you're offered at renewal, and see the interest cost over the new term.
Calculator
Results update as you type · Nothing you enter leaves your browser
New monthly payment
$2,746.97
+$682.25 vs. today's rate
Interest over the new term
$108,029
+$60,403 vs. today's rate
Balance at the end of the term: $323,211 (vs. $303,743 at your current rate).
Estimate only, based on the published rules listed below. Lenders, insurers and tax authorities apply their own criteria.
Before you renew
Federally regulated lenders must send a renewal statement at least 21 days before your term ends. You can compare offers from other lenders, and you aren't obliged to sign the first renewal offer.
Sources
Rules are summarized in our own words from official publications. Check the source and talk to your lender or a licensed professional before making a decision.
Informational only, not financial advice. Data as of the release snapshot generated 2026-11-12.