Editorial Policy
Every number on this site comes from an official source, and every rule links to the agency that publishes it.
Sources
We use Statistics Canada, CMHC and Bank of Canada data, and rules from the Financial Consumer Agency of Canada, the Canada Revenue Agency, OSFI, CMHC and provincial governments. Rules are summarized in our own words, with links to the source.
Independence
We have no lender partnerships, referral fees or sponsored placements. Rankings are calculated mechanically from published data.
Editorial review
Our editorial team reviews pages before they're published. Editors check figures against the official release, confirm that explanations match the agency's definitions, and verify calculator rules against the legislation or official guidance they come from.
When agencies release new data or change a rule, editors review the update and the pages it affects. Pages that don't meet our standards for accuracy, freshness and coverage aren't published until they do.
No forecasts
Pages describe what official data shows. Calculators use the assumptions you enter.
Informational only, not financial advice. Data as of the release snapshot generated 2026-11-12.